16:50 - 14.06.2019
June 14, Fineko/abc.az. There are strict rules in consumer lending, and citizens cannot take consumer loan as much as they want, says expert economist Elman Sadigov.
He thinks that our citizens, taking advantage of that, can apply to banks with more suitable conditions: "Interests in business loans are quite enough. Currently, profitable projects with a sound business plan are financed by loans in the amount of 13-15% per annum.
Unfortunately, there are still a number of risks that cause high interest rates. In particular, the elimination of costs, risks and other negative factors that lead to an increase in interest rates on loans depends not only on the banking sector, but also on other areas. There are, of course, ways to eliminate these factors and ways to resolve this question," the expert concluded.
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