Existing approach towards MHI was fundamentally erroneous – Khayal Mammadkhanli


November 27, Fineko/abc.az. "The entry into force of the Law on Mandatory Health Insurance (MHI) and submission of an amending bill to the law to Milli Majlis once again confirmed my opinion that the existing approach towards MHI was fundamentally wrong".

ABC.AZ reports that such a statement was made by insurance expert Khayal Mammadhanli when commenting on the MHI.

Speaking about the matter, the expert called a number of mistakes and stressed that the approach should be changed: "The first mistake was that the determined tariffs for medical services are not based on real calculations and do not reflect reality. Secondly, it is inadequate to pay for medical services, which include provision of the amount of established insurance fees. Third, the procedure for calculating and paying insurance premiums is unfair and incorrect. Fourth, State Agency for MHI and TEBIB (a public health organization under the Health Ministry) has not competence to run state medical suppliers in the MHI and subordinate doctors. My subjective opinion is that the MHI mechanism itself is wrong. Fifth, the system of determining the salaries of doctors and medical staff within the MHI is erroneous and does not correspond to reality. Sixth, the presence of insurance companies outside the MHI is absurd and is the wrong decision. Seventh, the system of sending citizens to receive medical services is fundamentally wrong and reduces the timely and effective availability of medical services for people. Eighth, the condition of our polyclinics, including the institute of family doctor, further aggravates the discrepancy and unpreparedness for the MHI requirements. The ninth, it is wrong that private institutions are not involved in the MHI, and that their participation in the MHI is solved by the State Agency for MHI. In short, it is simply impossible to achieve two main goals set for the existing MHI - financing of health care and providing the population with quality medical services."