12:27 - 7 March 2018

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Yapi Kredi Bank Azerbaijan has decreased the interest rates on loan products and presents various consumer credit products to its customers. According to the information received from the bank, the annual interest rates on the consumer credits start from 18 %, but effective interest rate from 10 %.  Another interesting point is absence of maximum limit of credits. It means, they may apply to the bank for credits of individual need in any amount. The maximum period of credit is 36 months. We provide to you the following information on the products.

 

Consumer credits, for whom?	Annual interest rate %	FİFD	Guarantor	Pledge
Persons employed in the field of oil and gas	20%	Starting point 21.10%	Not required	Not required
Persons employed in the field of IT and Telecommunication	20%	Starting point 21.10%	Not required	Not required
Persons getting their salaries through Yapı Kredi Bank	18%	Starting point 19.10%	Not required	Not required
Repeated customers	20%	Starting point 21.10%	Not required	Not required
New customers	24%	Starting point 25.14%	Not required	Not required

 

Who may apply?

The consumer credit product of Yapi Kredi Bank Azerbaijan may be used by the Persons employed in the field of oil and gas, Persons employed in the field of IT and Telecommunication, Persons getting their salaries through Yapı Kredi Bank, the repeated customers of the bank and all other new customers. They can apply to all branches of the bank together with their ID card and work reference. (https://www.yapikredi.com.az/az/filiallar) it is possible to reserve the credit online. It is necessary to click on relevant ling for online reservation. https://www.yapikredi.com.az/az/kredit-sifarisi .

It is possible to obtain the detailed information on the product from www.yapikredi.com.az or *0444 Yapi Kredi Call Center operating 24/7.

Yapi Kredi Bank Azerbaijan is the member of banking group operating in 17 countries of the world. The bank with the parent shareholder being UniCredit (Italy) and Koc Holding (Turkey) is providing service with the international experience in the banking sector in Azerbaijan and with the branches in Baku and Sumgait cities, with the Call Center operating 7/24 and Internet / Mobile Banking services.