17:37 - 26.02.2020
February 26, Fineko/abc.az. The main place in the portfolio of the Azerbaijan Mortgage & Credit Guarantee Fund belongs to loans in the amount of 60,000-90,000 manats.
ABC.AZ reports with reference to AMCGF's data that the mortgage loans made up 37.41% or 756,979,491 manats of the Fund's portfolio. The minimum share in the portfolio (0.57% or 11,602,560 manats) consists of mortgages for up to 30,000 manats.
It should be noted that currently mortgage loans up to 150,000 manats are given for a maximum of 25 years with minimum initial payment of 15%. The annual interest rate is 8% on guaranteed loans and 7% on unsecured loans.
Distribution of the share of the value of the mortgage item in the AMCGF portfolio as of 30 January 2019:
№ | Cost of the mortgage item, AZN | Share in the portfolio, AZN | Share in the portfolio, % |
1 | 60 000-90 000 | 756 979 491 | 37,41 |
2 | 30 000- 60 000 | 516 908 751 | 25,54 |
3 | 120 000 | 433 608 103 | 21,43 |
4 | 90 000-120 000 | 304 617 908 | 15,05 |
5 | 30 000 | 11 602 560 | 0,57 |
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