16:33 - 21.05.2025

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May 21, Fineko/abc.az. Following the survey for Q1 of 2025, there was no noticeable change in standards for both domestic mortgage loans and loans given at the expense of the Azerbaijan Mortgage & Credit Guarantee Fund.

ABC.AZ informs, referring to the Central Bank, that banks expect that in the next quarter there will be no changes in credit standards for the total volume of mortgage loans, including loans given to the AMCGF account.

According to the results of a survey of banks, the trend of growth in demand for general mortgage loans continued in the first quarter of 2025. According to the respondents, an increase in demand was observed for mortgage loans given at the expense of the AMCGF. The main factor that influenced the growth in demand in the first quarter of this year is the allocation at the beginning of the year by the AMCGF of limits on giving of mortgage loans, including preferential mortgage loans to participating banks in order to continue the mortgage lending process.

Banks believe that in the next quarter, the upward trend in demand for mortgage loans given to the AMCGF account will continue, while there will be no changes in demand for domestic mortgage loans.