16:05 - 4.12.2025

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December 4, Fineko/abc.az. A survey by the Financial Research Institute of the Ministry of Finance of the Russian Federation showed that 45% of Russians are interested in partner financing tools (Islamic banking), and in the pilot regions - Tatarstan, Bashkortostan, Dagestan and Chechnya - this figure reaches 80%. In these regions, 70% know about the products, 17% are ready to use them, and investments and financing of housing and cars are in high demand.

ABC.AZ informs that across the country, the awareness level is lower: only 16% are familiar and 4% are ready to switch to such products. The main factors of interest are educational programs and successful application examples, while the reliability of a financial institution remains the key criterion for choosing (82% in the pilot regions and 36% in the country as a whole).

The experiment showed an increase in the customer base and the portfolio of operations: as of June 2025, 2.5 billion rubles were allocated for funds and 4.4 billion rubles were raised. Experts note the importance of transparent standards, financial literacy of the population and trust in the organizations involved in the project.

The draft law on protection against financial pyramids provides for exceptions for participants in the partnership financing experiment, which started in September 2023.